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Annuities

An annuity is a contract made between an investor and an insurance company. The investor gives the company money, in payments or lump sum, which can grow untaxed. The money can then be returned to the investor in a variety of ways.  Because brokers can earn relatively high commissions from annuities, they often encourage investors to buy them, even when an annuity is not the most advantageous investment. Some brokers have also been dishonest about costs associated with annuities, such as hefty penalties for early withdrawal. While variable annuities are regulated by the Securities and Exchange Commission, fixed annuities are not, because they are not considered securities.

Fast Facts

Issue name: Annuities
Applicable law/agency: Securities and Exchange Commission (SEC), National Association of Securities Dealers (NASD)
Related topics: Securities, theft, securities unsuitability, misrepresentation/omissions, retirement plans
Looking for a District of Columbia Annuities attorney? Get in touch with one of our District of Columbia Annuities attorneys now.

Securities Exchange Warnings and Other Annuity Concerns

According to the Securities Exchange Commission (SEC) an annuity is a contract between an investor and an insurance company, under which a lump-sum payment or series of payments is made by the... read more

Variable Annuities Are Complicated

There are generally two types of annuities - fixed and variable. In a fixed annuity, the insurance company guarantees the investor will earn a minimum rate of interest during the time the account is... read more

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Jury Verdicts Related to Annuities

______ RECOVERY - THREE PLAINTIFFS - SIDESWIPE COLLISION BY DRUNK DRIVER - SPASTIC QUADRIPLEGIA TO SIX-MONTH-OLD - CEREBRAL PALSY WITH SIGNIFICANT MENTAL DEFICITS - MULTIPLE FRACTURES TO MOTHER - NERVE INJURY - INTERNAL INJURIES.

______ RECOVERY - THREE PLAINTIFFS - SIDESWIPE COLLISION BY DRUNK DRIVER - SPASTIC QUADRIPLEGIA TO SIX-MONTH-OLD - CEREBRAL PALSY WITH SIGNIFICANT MENTAL DEFICITS - MULTIPLE FRACTURES TO MOTHER - NERVE INJURY - INTERNAL INJURIES.

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FDA Information Related to Annuities

Direct-to-Consumer Promotion

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Government Articles Related to Annuities

SEC and NASD Release Joint Staff Report on Broker-Dealer Sales of Variable Insurance Products

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MSN Newsfeeds Related to Annuities

Jackson's 2007 Sales Rise 22% to More Than $14.5 Billion

Online video reaches new record

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News Articles Related to Annuities

Should You Exchange Your Variable Annuity?

NASD Charges Waddell & Reed with Suitability Violations Relating to Thousands of Variable Annuity Exchanges and Seeks Customer Compensation; Two Senior Execs Also Charged

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Useful Web Sites Related to Annuities

Variable Annuities: What You Should Know

Burg Simpson, Securities Attorneys

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Wikipedia Entries Related to Annuities

Annuity (finance theory)

Insurance contract

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Books Related to Annuities

The Desktop Guide to Money, Time, Interest and Yields

Section 403(b) Compliance Guide for Public Education Employers

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